This privacy policy describes how Optimum Financial Consulting collects, uses, and protects your personal data when you use our online platform or engage with our services. We are committed to ensuring that your privacy is protected and that we comply with applicable data protection laws, including the General Data Protection Regulation (GDPR) in the European Union and other relevant legislation.
Who We Are
Optimum Financial Consulting, located at 22-24 Váci út, Budapest, 1132, Hungary, acts as the data controller for the personal data processed in relation to our services. We specialise in providing a range of financial services including Financial Consulting, Banking Event Management, Seminar Organization, Financial Training Programs, Corporate Finance Advisory, Market Research and Analysis, Investment Seminars, and Regulatory Compliance Workshops.
Information We Collect
We collect information you provide directly to us when you use our site, register for our services, attend events, or communicate with us. This may include:
Identification and contact information such as your name, job title, company name, address, email address, and phone number.
Professional information such as your professional background, areas of interest, and details relevant to the financial services you require.
Financial information related to the services you engage us for, which may include sensitive data depending on the nature of the consulting or advisory service.
Payment information when you purchase services from us.
Information you provide when you participate in surveys, provide feedback, or contact customer support.
Data automatically collected when you use our site, which may include technical information like IP address, browser type, operating system, referring URLs, pages visited, and usage patterns. This is typically collected through cookies and similar technologies.
How We Use Your Information
We use the information we collect for various purposes related to providing and improving our services and managing our business operations. These purposes include:
To provide and manage the services you request, such as delivering financial consulting, organising and managing events and seminars, conducting training programs, providing corporate finance advisory, performing market research, and delivering regulatory compliance workshops.
To communicate with you regarding your inquiries, service requests, and updates about our services.
To process payments for the services you receive.
To improve our services, website, and customer experience.
To conduct market research and analysis to better understand market trends and client needs.
To comply with legal and regulatory obligations applicable to financial services, including anti-money laundering and compliance requirements.
To protect our legitimate business interests, such as preventing fraud or ensuring the security of our online platform and services.
With your consent, for sending you marketing communications about our services that may be of interest to you.
We do not sell your personal data to third parties.
Legal Basis for Processing (GDPR)
We process your personal data based on the following legal grounds:
Performance of a Contract: Processing is necessary for the performance of a contract with you or to take steps at your request before entering into a contract (e.g., providing consulting services, managing your event registration).
Legal Obligation: Processing is necessary for compliance with a legal obligation to which we are subject (e.g., financial regulations, tax laws).
Legitimate Interests: Processing is necessary for the purposes of the legitimate interests pursued by us or a third party, except where such interests are overridden by your interests or fundamental rights and freedoms (e.g., improving services, preventing fraud, market research).
Consent: We may process your personal data based on your consent, which you can withdraw at any time (e.g., for sending marketing communications where other bases are not applicable).
Data Sharing and Disclosure
We may share your personal data with third parties under the following circumstances:
With service providers and partners who assist us in providing our services, such as event organisers, trainers, IT support, payment processors, and professional advisors. These third parties are contractually bound to process data only according to our instructions and applicable data protection laws.
With regulatory authorities, government agencies, or law enforcement bodies when required by law or to comply with legal obligations.
In connection with a merger, acquisition, or sale of all or a portion of our assets, subject to appropriate confidentiality agreements.
With other parties based on your consent.
We do not sell your personal data to third parties.
Data Retention
We retain your personal data only for as long as necessary to fulfil the purposes for which it was collected, including for the purposes of satisfying any legal, accounting, or reporting requirements. The specific retention period will depend on the type of data and the purpose of processing.
Your Rights
Under GDPR and other applicable data protection laws, you have certain rights regarding your personal data. These rights include:
The right to access the personal data we hold about you.
The right to request rectification of inaccurate or incomplete personal data.
The right to request erasure of your personal data in certain circumstances (the 'right to be forgotten').
The right to request restriction of processing of your personal data in certain circumstances.
The right to object to the processing of your personal data, particularly where processing is based on legitimate interests or for direct marketing purposes.
The right to data portability, allowing you to receive your personal data in a structured, commonly used, and machine-readable format and transmit it to another controller.
The right to withdraw consent at any time where processing is based on consent.
The right to lodge a complaint with a supervisory authority if you believe our processing of your personal data infringes applicable law.
To exercise any of these rights, please contact us in writing using the contact details provided below.
Data Security
We implement appropriate technical and organisational measures to protect your personal data from unauthorised access, use, disclosure, alteration, or destruction. However, please be aware that no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.
Cookies and Tracking Technologies
Our online platform may use cookies and similar tracking technologies to enhance your user experience, analyse site usage, and for marketing purposes. You can manage your cookie preferences through your browser settings or potentially through a cookie banner or preference center on our site.
International Data Transfers
Your personal data may be transferred to and processed in countries outside of the European Economic Area (EEA) where different data protection laws may apply. When we transfer your data outside the EEA, we will ensure that appropriate safeguards are in place, such as relying on standard contractual clauses approved by the European Commission or transferring to countries deemed to provide an adequate level of data protection.
Changes to This Policy
We may update this privacy policy from time to time to reflect changes in our practices or legal obligations. Any changes will be posted on this page. We encourage you to review this policy periodically to stay informed about how we are protecting your information.
Contact Us
For questions or concerns regarding this privacy policy or our data practices, please contact us in writing at the following address:
Optimum Financial Consulting
22-24 Váci út
Budapest, 1132
Hungary
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